/* SCF Brokerage — Concept A "Warm Editorial" shared stylesheet
   Tokens + base carried from the approved homepage concept. */
:root{
  --paper:#FBF7F0; --paper-2:#F3EADB; --ink:#2A231C; --ink-soft:#5C5147;
  --gold:#8A6236; --gold-2:#B98A50; --clay:#C2613D; --line:#E7DBC8; --white:#fff;
  --shadow:0 18px 50px -24px rgba(63,44,24,.35);
  --acc:#8A6236; --acc2:#C2613D; --card:#fff; --ink2:#2A231C; --muted:#5C5147; --line2:#E7DBC8; --rad:16px; --paper2:#F3EADB;
}
*{box-sizing:border-box}
/* a height="" attribute is a presentational hint that beats aspect-ratio;
   height:auto keeps the attribute useful for CLS without fixing the box. */
img[width][height]{height:auto}
html{scroll-behavior:smooth}
/* sticky header is 82px; anchor targets must clear it or #team lands under the nav */
[id]{scroll-margin-top:120px}
body{margin:0;font-family:"Public Sans",system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:Newsreader,Georgia,"Times New Roman",serif;font-weight:500;line-height:1.15;letter-spacing:-.01em;margin:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.eyebrow{display:block;margin:0 0 16px;font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-weight:600;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
.btn{display:inline-flex;align-items:center;gap:.5em;font-weight:600;font-size:.95rem;padding:.85em 1.5em;border-radius:999px;transition:.2s;cursor:pointer;border:1px solid transparent}
.btn-primary{background:var(--gold);color:var(--paper)}
.btn-primary:hover{background:var(--ink);transform:translateY(-1px)}
.btn-ghost{border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{background:var(--white);border-color:var(--gold)}

/* header / nav */
header.site{position:sticky;top:0;z-index:50;background:rgba(251,247,240,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:106px;gap:18px}
.brand{font-family:Newsreader,Georgia,"Times New Roman",serif;font-weight:600;font-size:1.72rem;letter-spacing:-.01em;display:flex;align-items:center;gap:15px;white-space:nowrap}
.brand span{color:var(--gold)}
.brand-mark{height:82px;width:82px;border-radius:50%;display:block;flex-shrink:0}
@media(max-width:900px){.brand{font-size:1.4rem;gap:12px}.brand-mark{height:62px;width:62px}}
@media(max-width:560px){.brand{font-size:1.2rem;gap:10px}.brand-mark{height:52px;width:52px}}
.navlinks{display:flex;gap:6px;align-items:center;font-size:.93rem;font-weight:500}
.navlinks>a,.navlinks .navdrop>button{color:var(--ink-soft);padding:8px 12px;border-radius:10px;background:none;border:0;font:inherit;font-weight:500;cursor:pointer;display:flex;align-items:center;gap:5px}
.navlinks>a:hover,.navlinks .navdrop>button:hover{color:var(--gold);background:var(--white)}
.navlinks .cta{margin-left:8px}
.navdrop{position:relative}
.navdrop>button svg{width:10px;height:10px;transition:.2s}
.navdrop.open>button svg{transform:rotate(180deg)}
.dropmenu{position:absolute;top:calc(100% + 8px);left:0;min-width:230px;background:var(--white);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:10px;display:none;z-index:60}
.navdrop.open .dropmenu{display:block}
.dropmenu a{display:block;padding:9px 12px;border-radius:9px;color:var(--ink-soft);font-size:.92rem}
.dropmenu a:hover{background:var(--paper);color:var(--gold)}
.dropmenu .dm-head{font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);padding:8px 12px 4px}
.menu-toggle{display:none;background:none;border:0;font-size:1.5rem;color:var(--ink);cursor:pointer}
@media(max-width:1020px){
  .navlinks{display:none;position:absolute;top:106px;right:16px;left:16px;background:var(--white);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:14px;flex-direction:column;align-items:stretch;gap:2px;max-height:calc(100vh - 100px);overflow:auto}
  .navlinks.openm{display:flex}
  .dropmenu{position:static;display:block;border:0;box-shadow:none;padding:0 0 0 12px;min-width:0}
  .navdrop>button{width:100%;justify-content:space-between}
  .menu-toggle{display:block}
}

/* page hero (interior) */
.page-hero{padding:64px 0 46px;background:linear-gradient(180deg,var(--paper-2),var(--paper))}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);max-width:22ch}
.page-hero .lead{font-size:1.12rem;color:var(--ink-soft);margin:18px 0 0;max-width:58ch}
.page-hero .crumbs{font-size:.82rem;color:var(--ink-soft);margin-bottom:18px}
.page-hero .crumbs a{color:var(--gold)}
.page-hero .hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}

/* sections & prose */
section.pad{padding:64px 0}
section.pad-s{padding:44px 0}
.sec-head{max-width:62ch;margin-bottom:38px}
.sec-head h2{font-size:clamp(1.8rem,3.4vw,2.5rem)}
.sec-head p{color:var(--ink-soft);font-size:1.05rem;margin-top:12px}
.prose{max-width:70ch;color:var(--ink-soft);font-size:1.02rem}
.prose h2{font-size:clamp(1.5rem,2.8vw,2rem);color:var(--ink);margin:38px 0 14px}
.prose h3{font-size:1.22rem;color:var(--ink);margin:28px 0 10px}
.prose p{margin:0 0 16px}
.prose ul{margin:0 0 16px;padding-left:22px}
.prose li{margin:6px 0}
.prose strong{color:var(--ink)}
.prose a{color:var(--gold);font-weight:600}
.answer-first{background:var(--white);border:1px solid var(--gold-2);border-radius:12px;padding:22px 24px 20px;margin:0 0 28px;color:var(--ink);font-size:1.05rem;max-width:75ch;position:relative}
.answer-first:before{content:"In short";display:block;font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-weight:700;font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.answer-first b{color:var(--gold)}

/* cards */
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.cardx{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:26px 22px}
.cardx h3{font-size:1.12rem;margin-bottom:8px}
.cardx p{font-size:.92rem;color:var(--ink-soft);margin:0}
.cardx .ic{width:36px;height:36px;color:var(--gold);margin-bottom:14px}
a.cardx{display:block;transition:.22s}
a.cardx:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:var(--shadow)}
@media(max-width:900px){.cards3,.cards4{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cards3,.cards4{grid-template-columns:1fr}}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
.split img{border-radius:20px;box-shadow:var(--shadow);aspect-ratio:5/4;object-fit:cover;width:100%;height:auto}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:32px}}
.ticks{list-style:none;padding:0;margin:22px 0 0}
.ticks li{padding-left:30px;position:relative;margin:12px 0;color:var(--ink-soft)}
.ticks li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--gold);mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='white' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/contain no-repeat}

/* steps */
.steps{counter-reset:step;display:grid;gap:14px;max-width:74ch}
.step{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px 22px 20px 66px;position:relative}
.step:before{counter-increment:step;content:counter(step);position:absolute;left:20px;top:20px;width:30px;height:30px;border-radius:50%;background:var(--gold);color:var(--paper);font-weight:700;font-size:.9rem;display:flex;align-items:center;justify-content:center}
.step h3{font-size:1.05rem;margin-bottom:6px}
.step p{margin:0;font-size:.94rem;color:var(--ink-soft)}

/* FAQ */
.faqx{max-width:74ch}
.faqx details{background:var(--white);border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.faqx summary{cursor:pointer;list-style:none;padding:18px 48px 18px 22px;font-weight:600;font-size:1.02rem;position:relative}
.faqx summary::-webkit-details-marker{display:none}
.faqx summary i{position:absolute;right:20px;top:50%;width:12px;height:12px;transform:translateY(-50%)}
.faqx summary i:before,.faqx summary i:after{content:"";position:absolute;background:var(--gold);transition:.2s}
.faqx summary i:before{left:0;top:5px;width:12px;height:2px}
.faqx summary i:after{left:5px;top:0;width:2px;height:12px}
.faqx details[open] summary i:after{transform:rotate(90deg)}
.faqx details>div{padding:0 22px 18px;color:var(--ink-soft);font-size:.98rem}

/* stat band */
.stats{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:28px}
.stat b{font-family:Newsreader,Georgia,"Times New Roman",serif;font-size:2.3rem;color:var(--gold);display:block;line-height:1;font-variant-numeric:tabular-nums}
.stat span{font-size:.9rem;color:var(--ink-soft)}

/* lender strip */
.lenders-sec{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lender-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:10px;align-items:center}
.lender-grid .lg{padding:10px;display:flex;align-items:center;justify-content:center;height:64px}
.lender-grid img{max-height:40px;width:auto;max-width:100%;object-fit:contain;filter:saturate(.85)}
.lenders-note{font-size:.85rem;color:var(--ink-soft);margin-top:16px}
.marq2{overflow:hidden;position:relative}
.marq2-track{display:flex;gap:12px;width:max-content;animation:marq 55s linear infinite}
.marq2-track .lg{padding:10px 16px;display:flex;align-items:center;justify-content:center;height:62px;min-width:130px}
.marq2-track img{max-height:38px;width:auto;max-width:120px;object-fit:contain}
@keyframes marq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.marq2-track{animation:none;flex-wrap:wrap;width:auto}}

/* testimonials */
.tstm{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tstm figure{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:24px;margin:0;display:flex;flex-direction:column}
.tstm blockquote{margin:0;font-size:.96rem;color:var(--ink-soft);flex:1}
.tstm blockquote:before{content:"“";font-family:Newsreader,Georgia,"Times New Roman",serif;font-size:2.4rem;color:var(--gold);display:block;line-height:.6;margin-bottom:10px}
.tstm figcaption{margin-top:14px;font-weight:600;color:var(--gold);font-size:.9rem}
.tstm figcaption span{display:block;font-weight:500;color:var(--ink-soft);font-size:.8rem}
@media(max-width:900px){.tstm{grid-template-columns:1fr}}

/* team */
.team{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:900px}
.team .member{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:28px}
.team .member h3{font-size:1.3rem}
.team .role{color:var(--gold);font-weight:600;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;margin:4px 0 14px}
.team p{font-size:.95rem;color:var(--ink-soft)}
.team .quals{font-size:.88rem;color:var(--ink-soft);border-top:1px solid var(--line);margin-top:16px;padding-top:14px}
.team .contactline{margin-top:12px;font-size:.92rem}
.team .contactline a{color:var(--gold);font-weight:600}
@media(max-width:760px){.team{grid-template-columns:1fr}}

/* CTA band */
.cta{background:linear-gradient(135deg,var(--gold),var(--clay));color:var(--paper);border-radius:26px;padding:56px;text-align:center}
.cta h2{color:var(--paper);font-size:clamp(1.9rem,3.8vw,2.8rem)}
.cta p{margin:16px auto 28px;max-width:48ch;color:#fbeede}
.cta .btn-primary{background:var(--paper);color:var(--ink)}
.cta .btn-primary:hover{background:var(--ink);color:var(--paper)}
.cta .btn-ghost{border-color:rgba(255,255,255,.6);color:#fff}
@media(max-width:700px){.cta{padding:40px 22px}}

/* calculators */
.calcx{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;background:var(--white);border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow);max-width:960px}
.cx-field{margin-bottom:20px}
.cx-field label{display:flex;justify-content:space-between;font-size:.9rem;font-weight:600;margin-bottom:8px;gap:10px}
.cx-field label b{color:var(--gold);font-variant-numeric:tabular-nums;text-align:right}
.cx-field input[type=range]{width:100%;accent-color:var(--gold)}
.cx-field select,.cx-field input[type=number]{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--paper)}
.cx-check{display:flex;align-items:center;gap:8px;font-size:.92rem;margin:10px 0}
.cx-note{font-size:.78rem;color:var(--ink-soft);margin-top:14px}
.calcx-result{background:var(--ink);color:var(--paper);border-radius:16px;padding:28px;display:flex;flex-direction:column;justify-content:center;text-align:center}
.cx-cap{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-2);font-weight:600}
.cx-out{font-family:Newsreader,Georgia,"Times New Roman",serif;font-size:clamp(2.2rem,4.5vw,3.2rem);margin:10px 0;font-variant-numeric:tabular-nums}
.cx-out .cx-cur{font-size:.55em;vertical-align:.35em;margin-right:2px}
.cx-out .cx-per{font-size:.4em;color:#d9ccb7}
.cx-sub{font-size:.9rem;color:#d9ccb7;margin-bottom:6px}
.cx-sub b{color:var(--paper)}
.calcx-result .btn-acc{display:inline-flex;justify-content:center;margin-top:16px;background:var(--gold);color:var(--paper);border-radius:999px;padding:.8em 1.4em;font-weight:600;transition:.2s}
.calcx-result .btn-acc:hover{background:var(--gold-2)}
@media(max-width:860px){.calcx{grid-template-columns:1fr}}

/* forms */
.formx{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow);max-width:640px}
.formx .frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:640px){.formx .frow{grid-template-columns:1fr}}
.formx label{display:block;font-size:.85rem;font-weight:600;margin:14px 0 6px}
.formx input,.formx select,.formx textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--paper)}
.formx input:focus,.formx select:focus,.formx textarea:focus{outline:2px solid var(--gold-2);outline-offset:1px}
.formx button{margin-top:20px;width:100%}
.form-msg{margin-top:14px;font-size:.92rem;border-radius:10px;padding:12px 14px;display:none}
.form-msg.ok{display:block;background:#eef5ea;color:#2f5426;border:1px solid #cfe3c5}
.form-msg.err{display:block;background:#faeeea;color:#8a3520;border:1px solid #eed4c9}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* footer */
footer.site{background:var(--paper-2);border-top:1px solid var(--line);padding:56px 0 34px;font-size:.9rem;color:var(--ink-soft)}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr .9fr;gap:36px;margin-bottom:34px}
.foot-head{font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink);margin:0 0 14px}
.foot-grid a{display:block;margin:8px 0;color:var(--ink-soft)}
.foot-grid a:hover{color:var(--gold)}
.foot-brand{display:flex;align-items:center;gap:15px;font-family:Newsreader,Georgia,"Times New Roman",serif;font-weight:600;font-size:1.72rem;color:var(--ink);margin-bottom:12px}
.foot-brand img{height:72px;width:72px;border-radius:50%;flex-shrink:0}
/* stacked footer contact + social: no inline separators (client request, 28 Jul) */
.foot-contact,.foot-social{list-style:none;margin:14px 0 0;padding:0}
.foot-social{margin-top:10px}
.foot-contact li,.foot-social li{margin:0}
.foot-contact a{color:var(--gold);margin:6px 0}
.foot-contact a.strong{font-weight:600}
.compliance{border-top:1px solid var(--line);padding-top:22px;font-size:.8rem;line-height:1.7;color:var(--ink-soft)}
@media(max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-grid{grid-template-columns:1fr}}

/* floating call button */
.fab{position:fixed;left:18px;bottom:18px;z-index:70;display:inline-flex;align-items:center;gap:8px;background:var(--ink);color:var(--paper);font-weight:600;font-size:.9rem;padding:.75em 1.2em;border-radius:999px;box-shadow:var(--shadow)}
.fab svg{width:16px;height:16px}
.fab:hover{background:var(--gold)}
@media(min-width:1021px){.fab{display:none}}

/* utility */
.center{text-align:center}
.mt0{margin-top:0}.mb0{margin-bottom:0}
.paper2{background:var(--paper-2)}
.notice{background:var(--paper-2);border:1px solid var(--line);border-radius:12px;padding:14px 18px;font-size:.88rem;color:var(--ink-soft);max-width:74ch}

/* ============================================================
   28 Jul 2026 — Sara feedback round
   Team profiles, Google reviews, Meet Sara band, portrait media
   ============================================================ */

/* portrait variant of .split (photo is taller than wide) */
.split--portrait img{aspect-ratio:4/5}
.split--portrait{align-items:center}

/* ---------- team profiles (/about-us/) ----------
   28 Jul: was alternating full-width photo/bio rows. Sara asked for the three of
   them side by side with smaller photos, so this is a 3-up grid; the long bios
   flow under a compact portrait rather than beside a large one. */
.team-rows{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;margin-top:44px;align-items:start}
.team-row{display:block}
.team-photo{max-width:230px;margin-bottom:20px}
.team-photo img{border-radius:18px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;width:100%;height:auto}
.team-bio h3{font-size:1.45rem;margin:0}
.team-bio .role{font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-weight:600;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:7px 0 16px}
.team-bio p{color:var(--ink-soft);font-size:.94rem;margin:0 0 13px}
.team-point{background:var(--paper-2);border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin:20px 0 0;color:var(--ink);font-size:.92rem}
.team-point b{display:block;font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-weight:600;font-size:.68rem;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.team-meta{list-style:none;margin:18px 0 0;padding:0;font-size:.92rem}
.team-meta li{margin:7px 0;color:var(--ink-soft);word-break:break-word}
.team-meta a{color:var(--gold);font-weight:600}
.team-quals{border-top:1px solid var(--line);margin-top:20px;padding-top:16px;font-size:.88rem;color:var(--ink-soft)}
.team-quals b{color:var(--ink)}
.team-quals ul{list-style:none;margin:8px 0 0;padding:0}
.team-quals li{margin:5px 0}
.team-quals li::before{content:"\2014";color:var(--gold);margin-right:9px}
@media(max-width:980px){.team-rows{grid-template-columns:1fr 1fr;gap:30px}}
@media(max-width:680px){
  .team-rows{grid-template-columns:1fr;gap:44px}
  .team-photo{max-width:210px}
}

/* ---------- home team strip ---------- */
.team-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:44px;max-width:900px;margin-inline:auto}
.team-card{background:var(--white);border:1px solid var(--line);border-radius:20px;overflow:hidden;transition:.25s}
.team-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.team-card img{aspect-ratio:1/1;object-fit:cover;width:100%;height:auto}
.team-card .tc-body{padding:20px 22px 24px}
.team-card h3{font-size:1.3rem;margin:0}
.team-card .role{font-family:"Public Sans",system-ui,-apple-system,sans-serif;font-weight:600;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-top:7px}
.team-card p{font-size:.92rem;color:var(--ink-soft);margin:12px 0 0}
@media(max-width:820px){.team-strip{grid-template-columns:1fr;max-width:400px;margin-inline:auto}}

/* ---------- Meet Sara band ---------- */
.meet{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.meet-grid{display:grid;grid-template-columns:1fr;gap:0;max-width:760px;margin-inline:auto;text-align:center}
.meet-photo img{border-radius:20px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;width:100%;height:auto}
.meet-body h2{font-size:clamp(2rem,3.6vw,2.8rem);margin-top:14px}
.meet-body p{color:var(--ink-soft);margin:18px auto 0;max-width:58ch}
.meet-stats{display:flex;gap:44px;flex-wrap:wrap;margin:32px 0 30px;justify-content:center}
.meet-stats div b{display:block;font-family:Newsreader,Georgia,"Times New Roman",serif;font-size:2.1rem;color:var(--gold);line-height:1;font-variant-numeric:tabular-nums}
.meet-stats div span{font-size:.85rem;color:var(--ink-soft)}
.meet .hero-cta{justify-content:center}
@media(max-width:860px){.meet-stats{gap:26px}}

/* ---------- Google reviews ---------- */
.rv-head{text-align:center;max-width:64ch;margin:0 auto}
.rv-agg{display:inline-flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;
  background:var(--white);border:1px solid var(--line);border-radius:999px;padding:11px 22px;margin-top:20px;font-size:.95rem}
.rv-stars{color:#E8A33D;letter-spacing:2px}
.rv-agg b{font-size:1.1rem;color:var(--ink)}
.g-logo{font-weight:700;letter-spacing:-.02em}
.g-b{color:#4285F4}.g-r{color:#EA4335}.g-y{color:#FBBC05}.g-g{color:#34A853}
.rv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:24px;margin-top:44px}
@media(min-width:1000px){.rv-grid{grid-template-columns:repeat(3,1fr)}}
.rv-card{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:26px 26px 22px;display:flex;flex-direction:column}
.rv-card .rv-stars{font-size:.95rem}
.rv-card blockquote{margin:14px 0 0;font-size:1rem;color:var(--ink-soft);line-height:1.65;flex:1}
.rv-who{display:flex;align-items:center;gap:12px;margin-top:22px;padding-top:18px;border-top:1px solid var(--line)}
.rv-av{width:38px;height:38px;border-radius:50%;background:var(--gold);color:var(--paper);display:grid;place-items:center;
  font-weight:600;font-size:.95rem;flex-shrink:0}
.rv-who b{display:block;color:var(--ink);font-size:.95rem}
.rv-who span{font-size:.8rem;color:var(--ink-soft)}
.rv-actions{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:40px}
/* single review pull-quote used on lending pages */
.rv-single{background:var(--white);border:1px solid var(--line);border-radius:20px;
  padding:34px 36px 28px;max-width:760px;margin:0 auto;position:relative}
.rv-single:before{content:"\201C";position:absolute;top:6px;left:24px;font-family:Newsreader,Georgia,"Times New Roman",serif;
  font-size:5rem;line-height:1;color:var(--line);pointer-events:none}
.rv-single blockquote{margin:8px 0 0;font-family:Newsreader,Georgia,"Times New Roman",serif;font-size:1.25rem;line-height:1.5;color:var(--ink);position:relative}
.rv-single .rv-who{border-top:none;padding-top:14px;margin-top:16px}

/* Google profile prominence — trust strip + footer rated badges */
.trust-rated{display:inline-flex;align-items:center;gap:8px;color:var(--ink-soft);transition:.2s}
.trust-rated:hover{color:var(--gold)}
.trust-rated .rv-stars{font-size:.9rem}
.foot-rated{display:inline-flex;align-items:center;gap:9px;margin-top:16px;padding:9px 15px;
  background:var(--white);border:1px solid var(--line);border-radius:999px;font-size:.84rem;
  color:var(--ink-soft);transition:.2s}
.foot-rated:hover{border-color:var(--gold);color:var(--ink)}
.foot-rated b{color:var(--ink)}
.foot-rated .rv-stars{font-size:.85rem}