Couldn't speak more highly of Sara at SCF Brokerage. She's looked after our family every step of the way and always made us feel like more than just another client. Genuine, caring, loyal and incredibly easy to talk to.
We help people take the next step in their financial journey.
A personal finance broker who takes the time to understand you, then finds the right loan from a panel of 20+ lenders. No two situations are the same, so nothing here is off-the-shelf.
Whatever the goal, there's a loan that fits it.
From your first home to your next investment or a growing business, we match you to the right lender and product for your circumstances.
Home Loans
The right loan to buy or upgrade.
First Home Buyers
Grants, schemes and a steady hand.
Refinancing
Get your rate reviewed and working.
Investment Lending
Build a portfolio with structure.
Renovating
Fund the reno without the stress.
Business Loans
A specialty, commercial & asset finance.
LMI Waiver
Skip LMI where your profession qualifies.
Personal Loans
Cars, holidays and life's moments.
One person in your corner, with the whole market behind them.
Going direct means one bank's products. A broker compares many, with no loyalty to any single lender, and is legally required to act in your best interests. That's why more than 70% of Australians now choose one.
- Client-focused and solution-led
- No loyalty to one lender, the best fit wins
- Highly skilled, trained and local
See your repayments in seconds.
Slide to explore, then let's get you exact numbers with a free chat.
Indicative principal & interest repayments only, excluding fees and charges. The rate is one you set here for comparison, not a rate we are offering. Not a quote, loan offer or credit advice, your real figures depend on the lender and your circumstances.
Run the numbers before you talk to anyone.
Quick, honest calculators to size up what's possible, then we'll refine it together.
Where dreams meet finance.
SCF Brokerage was built from the ground up by Sara Carr, with one purpose: a welcoming brokerage for people of every background and circumstance, helping them reach their financial goals.
Whether you're a first home buyer finding the process overwhelming, weighing up refinancing as rates move, or an entrepreneur after commercial lending, we're here to guide you. Sara is known for taking on the loans others can't solve, and we don't rest until your outcome is achieved.
You'll talk to a person, not a call centre.
Three of us, and you'll know all three by name before your loan settles.
Sara Carr
Takes on the loans others can't solve, from first homes to commercial finance.
Jen Moore
Your first point of contact for enquiries, appointments and progress updates.
Kristie Orog
Keeps your documents and application organised, accurate and moving.
We build lasting relationships.
Sara and her professional team made accessing the equity in my home quick and easy. When my original lender said no, she found me a refinancing option with another Lender.
I've used Sara and her team for multiple mortgages over the years and she has always been amazing to deal with. She's knowledgeable, responsive, and makes the whole process simple and stress free.
The ladies at SCF Brokerage were amazing, it didnt matter what time of day it was, they were always there ready to help! So happy with the service we received.
I needed financial help to complete our renovations, and after being turned away by other brokers, I wasn't feeling very hopeful. Sara was incredibly reassuring from the start, knowledgeable…
Sara and the team are absolutely amazing. They have helped us out now multiple times and every time their communication and dedication are second to none. I highly recommend SCF Brokerage.
Questions, answered.
Does it cost me anything to use a broker?
How many lenders can you compare?
I'm a first home buyer, can you help with grants and schemes?
Can you help if I'm self-employed or after a business loan?
Do I need to be in Rockhampton to work with you?
Let's find the loan that fits your life.
Book a free, no-obligation 30-minute chat. We'll look at where you're at and map the options, at no cost to you.
SCF Brokerage