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Rockhampton · servicing Australia-wide

We help people take the next step in their financial journey.

A personal finance broker who takes the time to understand you, then finds the right loan from a panel of 20+ lenders. No two situations are the same, so nothing here is off-the-shelf.

A bright, open-plan living room in a modern Australian home
$0 Our service is free to you, we're paid by the lender.
★★★★★5.0 from 61 Google reviews 20+ lenders on panel Free service to clients Legally in your best interests 7 in 10 Australians now use a broker
Access to 20+ lenders on our panel, including
Adelaide Bank logo
ALI Group logo
Allianz logo
AMP Bank logo
ANZ logo
BankSA logo
Bankwest logo
Bank of Melbourne logo
Bank of Queensland logo
Commonwealth Bank logo
Deposit Power logo
Firefighters Mutual Bank logo
Firstmac logo
Health Professionals Bank logo
Heartland Bank logo
Heritage Bank logo
ING logo
Judo Bank logo
Keystart logo
Latitude Financial logo
La Trobe Financial logo
LFI Group logo
Macquarie Bank logo
ME Bank logo
MoneyPlace logo
Moula logo
MyState Bank logo
NAB logo
NFC Aggregation logo
Paramount Mortgages logo
Pepper Money logo
RedZed logo
Resimac logo
St.George logo
Suncorp Bank logo
Teachers Mutual Bank logo
UniBank logo
Virgin Money logo
Westpac logo
Adelaide Bank logo
ALI Group logo
Allianz logo
AMP Bank logo
ANZ logo
BankSA logo
Bankwest logo
Bank of Melbourne logo
Bank of Queensland logo
Commonwealth Bank logo
Deposit Power logo
Firefighters Mutual Bank logo
Firstmac logo
Health Professionals Bank logo
Heartland Bank logo
Heritage Bank logo
ING logo
Judo Bank logo
Keystart logo
Latitude Financial logo
La Trobe Financial logo
LFI Group logo
Macquarie Bank logo
ME Bank logo
MoneyPlace logo
Moula logo
MyState Bank logo
NAB logo
NFC Aggregation logo
Paramount Mortgages logo
Pepper Money logo
RedZed logo
Resimac logo
St.George logo
Suncorp Bank logo
Teachers Mutual Bank logo
UniBank logo
Virgin Money logo
Westpac logo
Family kitchen in a modern home
Why a broker

One person in your corner, with the whole market behind them.

Going direct means one bank's products. A broker compares many, with no loyalty to any single lender, and is legally required to act in your best interests. That's why more than 70% of Australians now choose one.

20+ lenders, including banks, building societies & specialists
$0 cost to you for our service
  • Client-focused and solution-led
  • No loyalty to one lender, the best fit wins
  • Highly skilled, trained and local
Try it now

See your repayments in seconds.

Slide to explore, then let's get you exact numbers with a free chat.

Indicative principal & interest repayments only, excluding fees and charges. The rate is one you set here for comparison, not a rate we are offering. Not a quote, loan offer or credit advice, your real figures depend on the lender and your circumstances.

Estimated repayment
$3,898/mo
Total over term ≈ $1.40M
Get my real numbers →
Free tools

Run the numbers before you talk to anyone.

Quick, honest calculators to size up what's possible, then we'll refine it together.

Meet Sara

Where dreams meet finance.

SCF Brokerage was built from the ground up by Sara Carr, with one purpose: a welcoming brokerage for people of every background and circumstance, helping them reach their financial goals.

Whether you're a first home buyer finding the process overwhelming, weighing up refinancing as rates move, or an entrepreneur after commercial lending, we're here to guide you. Sara is known for taking on the loans others can't solve, and we don't rest until your outcome is achieved.

19 years in finance
20+ lenders on panel
5.0★ from 61 Google reviews
What our clients have to say

We build lasting relationships.

★★★★★ 5.0 from 61 reviews on
★★★★★
Couldn't speak more highly of Sara at SCF Brokerage. She's looked after our family every step of the way and always made us feel like more than just another client. Genuine, caring, loyal and incredibly easy to talk to.
Stacy Chappelow Google review
★★★★★
Sara and her professional team made accessing the equity in my home quick and easy. When my original lender said no, she found me a refinancing option with another Lender.
Cameron Butler Google review
★★★★★
I've used Sara and her team for multiple mortgages over the years and she has always been amazing to deal with. She's knowledgeable, responsive, and makes the whole process simple and stress free.
Omar Youssef Google review
★★★★★
The ladies at SCF Brokerage were amazing, it didnt matter what time of day it was, they were always there ready to help! So happy with the service we received.
joanne watling Google review
★★★★★
I needed financial help to complete our renovations, and after being turned away by other brokers, I wasn't feeling very hopeful. Sara was incredibly reassuring from the start, knowledgeable…
Amy Hazelman Google review
★★★★★
Sara and the team are absolutely amazing. They have helped us out now multiple times and every time their communication and dedication are second to none. I highly recommend SCF Brokerage.
Courtney Fisher Google review
Good to know

Questions, answered.

Does it cost me anything to use a broker?
No, our service is free to you. We're paid by the lender when your loan settles, and we're legally required to act in your best interests.
How many lenders can you compare?
We have access to a panel of more than 20 lenders, including major banks, regional banks, building societies and specialist lenders, with no loyalty to any single one.
I'm a first home buyer, can you help with grants and schemes?
Absolutely. We'll walk you through the grants and government schemes you may be eligible for and handle the process end to end, so it feels far less overwhelming.
Can you help if I'm self-employed or after a business loan?
Yes, business and commercial lending is a specialty of ours, along with asset finance. Complex situations are welcome; no task is too hard.
Do I need to be in Rockhampton to work with you?
Not at all. We're based in Rockhampton but look after clients right across Australia, mostly over phone, email and video.

Let's find the loan that fits your life.

Book a free, no-obligation 30-minute chat. We'll look at where you're at and map the options, at no cost to you.

Call 1300 718 852