A welcoming finance brokerage for people of all backgrounds, positions and circumstances, helping you access lending opportunities so you can further your ambitions and reach your financial goals.
Every business is started with a purpose in mind. For SCF Brokerage and our director Sara Carr, the purpose is simple: a welcoming brokerage where people of every background can access the lending opportunities they need to reach their financial goals.
We provide a trustworthy, reliable, personalised and friendly experience for every client, and we don't rest until your optimal financial outcome is achieved. If you're a first home buyer finding the process overwhelming, or weighing refinancing options as rates move, we're here to support and guide you. And we have a specialty in business and commercial lending, we love helping entrepreneurs and start-ups get rolling.
With 19 years of industry experience, Sara Carr is the driving force behind SCF Brokerage. Building the business from the ground up, she has created a brokerage renowned for delivering tailored lending solutions, exceptional client service, and results that consistently exceed expectations.
Sara's expertise spans everything from first home buyers and property investors to complex self-employed lending, commercial finance, business lending, and sophisticated refinancing strategies. She is known for taking on the loans others can't solve, combining strategic thinking with an unwavering commitment to achieving the very best outcome for every client.
What truly sets Sara apart is her belief that finance should never be transactional. She takes the time to understand every client's goals, providing honest advice, personalised solutions, and ongoing support long after settlement. Her reputation has been built on trust, transparency, and a genuine passion for helping Australians build wealth, grow businesses, and achieve financial freedom.
Whether you're buying your first home, expanding your property portfolio, or securing finance for your next business venture, Sara brings the knowledge, experience, and determination to help make it happen.
Jen is the friendly voice behind SCF Brokerage and, for many clients, the very first person they'll speak with. From your initial enquiry and booking your appointment through to formal approval, settlement and beyond, Jen is dedicated to ensuring every step of your journey is seamless and stress-free.
Working closely with clients, lenders, solicitors and real estate agents, Jen manages the loan process from formal approval to settlement, keeping everything on track while providing regular updates and personalised support. Her exceptional organisation, proactive communication and genuine care ensure every client feels informed, supported and confident throughout the process.
Jen believes that great service doesn't end at settlement. She is passionate about building lasting relationships, continuing to support our clients long after they've collected the keys or settled their finance.
Whether you're making your first enquiry, booking an appointment, signing loan documents, preparing for settlement, or simply need assistance after your loan has settled, Jen is here to help every step of the way.
Kristie plays an integral role behind the scenes, helping with preparation of every loan application alongside the broker. As our Customer Liaison Officer, she works closely with clients to collect and organise documentation, prepare loan files, and ensure every application is accurate, complete, and ready for assessment.
With exceptional attention to detail, strong organisational skills, and a genuine passion for helping people, Kristie supports both our clients and broker throughout the lending process. Her proactive approach helps create a smooth, efficient experience, allowing our team to focus on achieving the best possible outcomes for every client.
From collecting your documents and preparing your application to assisting throughout the loan process, Kristie is committed to making your finance journey as seamless and stress-free as possible. Her friendly nature and dedication to outstanding service ensure every client feels supported from the very beginning.
Couldn't speak more highly of Sara at SCF Brokerage. She's looked after our family every step of the way and always made us feel like more than just another client. Genuine, caring, loyal and incredibly easy to talk to.
I truly appreciate the time you both take to explain complex concepts.
Sara and the team are absolutely amazing. They have helped us out now multiple times and every time their communication and dedication are second to none. I highly recommend SCF Brokerage.
We continually review our lenders and their products to make sure we can meet our clients’ needs. Our panel includes more than 20 residential and commercial lenders, major banks, regional banks, building societies, specialist lenders and mortgage originators.
Lender logos shown reflect the panel published by SCF Brokerage. Availability of any lender or product depends on your circumstances.
Whether it's your first home or your fifth business vehicle, the first chat is free and friendly.
SCF Brokerage