Business lending is our specialty.

Start-up costs, vehicles and equipment, expansion capital, we support businesses of every shape with commercial lending and asset finance, and guide you every step of the way.

Book a free chat Call 1300 718 852

Business loans fund start-up costs, vehicles, equipment and expansion. Lenders assess trading history, turnover and structure, SCF Brokerage specialises in commercial lending and matches your business with the right lender from a 20+ panel, free of charge.

Whatever stage your business is at.

Start-up costs

New business? Cover the costs to hit the ground running, or expand faster than cash flow alone allows.

Vehicles & equipment

Work vehicles, new equipment, gear or a refit. If your current fleet isn't up to the task, asset finance gets you moving.

Upgrading & expanding

Growing rapidly? A cash boost can cover expenses or expansion costs while revenue catches up.

Here to guide you every step of the way

Every kind of business.

Agriculture

Seasonal cash flow, land and equipment, lenders who understand the land.

Home business

From the kitchen table to something bigger, with finance that scales.

Commercial

Premises, fit-outs and commercial property lending.

Family business

Structures and succession handled with care across generations.

Run the numbers first. Use our free loan calculators for an instant, obligation-free guide, then we’ll refine it together.

Loan calculators →

FAQs

Business lending questions, answered.

Does applying for a business loan differ from other loans?

Yes, lenders assess trading history, turnover and business structure as well as security. For some start-ups and small businesses, the best path is meeting a minimum trading term first to show estimated income and average turnover, that unlocks far better options, and we'll tell you honestly if waiting is the smarter move.

Why review my existing business loans?

Like all loans, business lending shifts, interest rates, terms and loan administration fees change over time. We suggest reviewing your facilities the way you'd review any major business cost. Interest rates aren't the only factor to consider, fees and structure matter too.

Can new businesses get finance?

Often yes, options depend on trading history, industry and what the funds are for. We love helping entrepreneurs and start-ups get rolling, and we'll identify the lenders that best fit your business, turnover and budget.

Our lender panel

All the lenders that matter

We continually review our lenders and their products to make sure we can meet our clients’ needs. Our panel includes more than 20 residential and commercial lenders, major banks, regional banks, building societies, specialist lenders and mortgage originators.