The right home loan for upsizing, downsizing or re-entering the market.

Q: Does using a broker cost me anything?

No, SCF Brokerage's service is free to clients. Brokers are paid by the lender when a loan settles, and are legally required to act in the client's best interests.

Buying a home is one of the biggest financial decisions you'll make. We compare 20+ lenders, arrange your pre-approval, and make the purchase process stress-free, at no cost to you.

Book a free chat Call 1300 718 852

SCF Brokerage is a Rockhampton-based mortgage broker helping clients Australia-wide compare home loans from a panel of 20+ lenders. Our service is free, we're paid by the lender, and we're legally required to act in your best interests.

Whatever your next move, we've got the loan for it.

We help you secure pre-approval, understand your true budget, and take the stress out of the purchase process from first chat to settlement.

Upsizing

A growing family or the need for more space, we structure the move so your equity works hard and the bridge between homes is smooth.

Downsizing

Unlock equity and cut your repayments without paying more interest than you should. We compare the market so you keep more of what you've built.

Re-entering the market

Circumstances change. Whether you've sold, separated or been out of the market a while, we find lenders who fit your situation today.

Run the numbers first. Use our free loan calculators for an instant, obligation-free guide, then we’ll refine it together.

Loan calculators →

Good to know

Home loan questions, answered.

How much can I borrow for a home loan?

It depends on your deposit, income, existing debts, dependants and credit history. Online calculators are a guide only, we review your actual circumstances across 20+ lenders and give you a real number. Start with our borrowing capacity calculator, then let us confirm it properly, for free.

Should I get pre-approval before house hunting?

Yes. Pre-approval tells you your spending limit before you make an offer, makes your offer more credible to sellers, and removes last-minute finance stress. We arrange pre-approvals at no cost to you.

Does using a broker cost me anything?

No, our service is free to you. We're paid by the lender when your loan settles, and we're legally required to act in your best interests.

Our lender panel

All the lenders that matter

We continually review our lenders and their products to make sure we can meet our clients’ needs. Our panel includes more than 20 residential and commercial lenders, major banks, regional banks, building societies, specialist lenders and mortgage originators.