Get your personal loan needs sorted.

Q: Should I review my existing personal loan?

Yes, reviewing loans to ensure you have the best available option applies across all products, not just home loans. Rates, fees and your circumstances all change.

That new car smell, the trip you've been promising yourselves, the unexpected bill, when you can't wait, a well-chosen personal loan gets you there sooner.

Book a free chat Call 1300 718 852

Personal loans cover cars, medical costs, renovations and holidays. Rates are higher than home loans, so SCF Brokerage also checks whether drawing on your home equity is the cheaper path before you commit.

Expert advice for your personal finance needs.

Car purchase

New, used, dealer or private sale, we can finance your ride.

Medical costs

When health can't wait, finance shouldn't hold you up.

Home renovation

Smaller projects that don't need a construction loan.

Holiday

That European summer? Let's talk options first.

Personal loan rates are higher than a mortgage, so let's talk through your options, including the possibility of refinancing and drawing down equity to cover expenses instead. There are times when a purchase can't wait; the right structure makes sure it doesn't cost more than it should.

Run the numbers first. Use our free loan calculators for an instant, obligation-free guide, then we’ll refine it together.

Loan calculators →

FAQs

Personal loan questions, answered.

What can a personal loan be used for?

Cars (dealer or private sale), medical costs, home renovations, holidays, and unexpected expenses like urgent repairs. Personal loan rates are higher than mortgage rates, so it pays to compare options, including whether refinancing and drawing on home equity is the smarter path. We'll run both for you.

Should I review my existing personal loan?

Yes, making sure you have the best available option in the market applies across all loan products, not just home loans. Rates, fees and your circumstances all change; a quick review costs nothing.

Our lender panel

All the lenders that matter

We continually review our lenders and their products to make sure we can meet our clients’ needs. Our panel includes more than 20 residential and commercial lenders, major banks, regional banks, building societies, specialist lenders and mortgage originators.