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Calculator
Purchasing power calculator.
Deposit plus borrowing, minus stamp duty and costs, the price range you can genuinely shop in.
Indicative estimate only, not a quote, loan offer or credit advice. Results use the figures you enter plus standard assumptions, exclude fees and charges, and government duties/concessions change. Any rate shown is one you set for comparison, not a rate we are offering. Your full financial situation needs to be considered before any loan offer. Ask us for exact numbers, it's free.
Indicative purchasing power
$,
Est. stamp duty at that price: ,
Legal & registration allowance: ,
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Good to know
Purchasing power, explained.
What's the difference between borrowing capacity and purchasing power?
Borrowing capacity is the loan a lender may approve. Purchasing power is the property price you can actually pay once your deposit is added and purchase costs, stamp duty, legal and registration fees, are taken out. It's the number to shop with.
What purchase costs should I budget for?
Stamp duty is the big one, and it varies by state and buyer type. Then legal/conveyancing, building and pest inspections, and registration fees, commonly a few thousand dollars on top of duty. First home buyers often pay far less duty, or none.
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