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Calculator
Loan repayment calculator.
See your estimated principal-and-interest repayments in seconds, monthly, fortnightly or weekly.
Indicative estimate only, not a quote, loan offer or credit advice. Results use the figures you enter plus standard assumptions, exclude fees and charges, and government duties/concessions change. Any rate shown is one you set for comparison, not a rate we are offering. Your full financial situation needs to be considered before any loan offer. Ask us for exact numbers, it's free.
Good to know
Repayment questions, answered.
How are loan repayments calculated?
Repayments use the standard principal-and-interest amortisation formula, loan amount, interest rate and term set a fixed regular payment. Paying fortnightly instead of monthly effectively makes one extra monthly payment a year, which can shave years off a loan.
Why do lenders quote comparison rates?
A comparison rate bundles the interest rate plus most fees into one figure so loans can be compared fairly. A low headline rate with high fees can cost more than a slightly higher rate with none, it's exactly the kind of trap we check for you.
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